We know that purchasing a home is probably the largest investment that most people will make in their lifetime. We understand the stress level and concerns that many home buyers may have, and we are here to make your home buying experience one that is smoothly executed. Below, you will see that we have outlined the home buying process as a guideline for you to follow.


• Obtain pre-approval for your home purchase

Contact your mortgage lender to determine your approval amount or utilize our in-house mortgage lending services. You can access our Citiwide mortgage lending department online by visiting the following page on the Internet:

Citiwide Mortgage
Once there, a Citiwide Mortgage lender will access over 370 loan products to choose from! If you have questions about your credit, the service representative can provide to you your FICO score. However, if you have bad or damaged credit, remember, we provide credit restoration services also.


• Begin your house-hunting search and visits

Once you are pre-approved for a loan amount that is suitable to your home desires and affordability, contact us so that we can represent you as a Buyer, and thus begin performing home searches for you.

If you have already been pre-approved, and you are ready to begin looking for a home, please download and fill out the forms below. Once submitted to us, we can begin representing you:

Information About Brokerage Services*
Residential Buyer/Tenant Representation Agreement*
*These forms are PDF documents, if you do not currently have a PDF reader on your computer system, you can download one free here.

Based on your inputs to us, we will search our Multiple Listing Service (MLS) database, which contains thousands of home for you to chose from. For this reason, we encourage you to be as specific as possible in your desires such as the amount you wish the home to be, the number of bedrooms you'd like it to have, the number of bathrooms, garage type and location, location, etc.

Listings can be sent to you on a periodic basis; thus, you will be able to select homes worthy to visit from the lists that we submit. Once we find the perfect house for you, it’s a good idea to visit the house again at a different time of the day to get a clearer idea of the type of neighborhood that the home is located in.


• Place a bidding contract on the home of your desires

When we find a home that you like and are serious about purchasing, it will then be time to submit a contract for bid to the seller of the house. Remember, in real estate, TIME IS OF THE ESSENCE. Essentially, this means that if we find a house fitting to your desires, chances are that someone else also thinks the home is desirable. Things move quickly in the real estate business: houses come and go. Thus, we must be smart and make sure that we submit the bidding contract on a timely basis while being cognizant of offering a competitive, fair amount for the home.

To assist and counsel you with this determination, we perform comparative marketing analyses that aid you in knowing what’s best for you to offer in your bidding contract to the Seller.


• Contract Execution

When the contract is accepted by the Seller, the contract will be considered executed. From the time of execution, the option period will begin, and this will be the time that you will be moving forward with obtaining a home inspection. If the home inspection meets your standards, you will thus be able to a acquire a home warranty, make moving arrangements, etc.

Then…IT’S TIME TO MOVE IN!

The content herein is only meant to serve as a guideline to prepare you for what the home buying experience will be like. Most often, it can be more challenging or frustrating than what it may seem from the above content. However, DO NOT WORRY, we are here to assist you. If you’re ready to purchase a home, please contact us today!